TransferWise exchange rates
TransferWise offers real-time exchange rates, but this is only applicable whenever you send money using TransferWise, the transaction is made using the real, mid-market exchange rate.
Understand that the mid-market exchange rate are the ones you find in a newspaper, at and Google. Note that most banks don’t offer this rate to retail customers.
The reason behind this extra charges on the mid-market rates, is that the banks wants to keep the difference for themselves.

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